A young Bangladeshi woman in a headscarf working at a textile loom

The financial platform for blue-collar workers

Credit, savings and a Visa card.

Sized to every wage, and free for the companies that offer it.

A Visa card, sized to her pay

Spend in shops and online, tap to pay, and withdraw free at any ATM — a real Visa line the size of the wage we can verify. No guarantor, no branch, and no app to download.

Olyive debit Visa card
Free ATM withdrawalsPayable QR on the coverRuns by voice on any phone

Not a card. A financial life.

We give a blue-collar worker the three things the system always denied them: credit for today, investments for tomorrow, and a retirement to look forward to.

One card, one cover, and any phone

No app to download, ever. Everything runs on the card, its payable cover, and a simple phone call, so it works on any handset, even a basic one.

Your salary is your credit

A Visa credit line the size of the pay we can verify. No property to pledge, no guarantor, and no credit history needed to begin.

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Olyive debit Visa card

Get paid before payday

Draw the wages already earned, any day of the month, with no interest inside her own balance. It is her money, a little early, arranged with a single phone call.

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Olyive card and its payable cover

Get paid on the cover's QR

Every card comes in a payable cover carrying her own Bangla QR. A customer scans the cover and the money lands in her balance right away, so she gets paid like a shop.

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Olyive payable QR cover

No app. Run it all by voice.

There is no app to download, and there never will be. Any worker manages the whole account from a basic phone, by voice, in Bangla: add money, check a balance, block the card, or cash out. One call does it all.

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Olyive
In call · 09648010101
0:14
  • 1Take wages early
  • 2Check balance
  • 3Block the card
  • 4Cash out

Press a number, or just say it, in Bangla.

Frequently Asked Questions

No. We are an independent company. The card runs on the Visa network through a licensed bank partner. We build the technology and the everyday experience on top.

Nothing. Cards, onboarding, the dashboard and support are all free for employers. We earn from card fees and optional products, never from your workers' pay.

It is based on the pay we can verify from payroll, not a traditional credit check. That is how we can say yes to people with no credit history.

Every active cardholder is enrolled in group health and accident cover from a licensed insurer. It grows with time on the job and costs the worker nothing.

No. There is no app, ever. Anyone runs the whole account by voice over a normal phone call — add money, block the card, check a balance or arrange a cash-out, all in their own language.

We are starting in Bangladesh. The same idea, a card built on verified pay, works anywhere people are paid in cash, so we plan to grow across the region.

Give your team the card they have already earned

Onboarding takes an afternoon. It is free for employers, it changes a worker's month, and a simple dashboard shows you the difference.

No cost. No hardware. Live in days.

For investors